Your Business Journey
Whereever you are on your business journey, we have expert guides, templates, calculators and tools to help. Use the tabs below to navigate to the content you need the most.
Improving Cash Flow
Improving Profit
Protecting your Cash
Raising Capital
Tools and Templates
Create your own business plan
Building your small business without a business plan is like going for a boat trip without knowing where you’re…
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Tracking the flow of money
If you’re new to business, it can be common to lose track of your profits then arrive at the…
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Working with cash flows and budgets
In the excitement of growing your business, it can be easy to neglect the financial side. Many entrepreneurs are not…
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Break-even calculator
A simple tool you can use to work out how much you need to sell to make a profit.
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What to do if your business is operating at a loss
The first thing you need to identify is why you’re operating at a loss. If you’re still in…
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A Guide to Profiling Your Customers
Easily the most important first step in establishing any type of business is to define your customers so that you…
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Strategies to increase production capability
Watching your business grow is exciting. But to meet the demands of increased growth, it’s likely that you’ll…
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Financial performance - One page plan
If you are looking for finance, a lender will want to see how your business is performing. Quickly map out…
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Extending your burn rate
There are a number of things you can do to reduce the impact of the Corona virus on your business.…
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Asset finance guide
Many businesses don’t have enough money to consider an outright purchase for assets, especially if it involves large expensive…
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Revenue calculator
Use our revenue calculator to work out an estimate of the revenue potential of your business.
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Impact of discounting template
You may think twice about discounting when you see how much you’re giving up.
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Managing a cash crisis
Dealing with a sudden cash flow crisis, even if you’re working hard to avoid shortfalls, is hugely distracting. A…
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Unlocking the cash in your business
If your business is short of cash, the money you need might already be there locked up in stock, assets…
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Business planner
Create a simple business plan online in just a few minutes.
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Preparing your business for outside investment
If you’re looking for additional capital from outside investors, the better you can position your business to their needs…
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Cash flow forecast template
This template will help predict your cash highs and lows for a twelve-month period.
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Five strategies to increase profit
There are generally five core strategies to increase your profit in your business, each having a multiplier effect. Rather than…
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Collecting debts effectively
Debt collection is a problem most businesses have to face. Recovering the money owed by your customers to your business…
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Alternatives to a business loan
Many businesses need to raise extra capital or funding at some stage in their growth.
The first task is figuring…
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Building business resilience
If you are struggling to find customers due to an unexpected crisis, the need to avoid running out of money…
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Understand your key financial documents
Your balance sheet and profit and loss statement are two key financial documents as they help uncover what is going…
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Improving your cash flow
The aim of all small business owners should be to have more money coming in than going out. From shortening…
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Managing a cash crunch
There are many reasons why small businesses experience sudden cash flow crunches.
Identify the reason for your cash crisis and…
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Marketing plan template
A marketing plan is essential for any growing business.
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Tips for generating a cash surplus
In a new start-up, a cash surplus will give you breathing space if sales are not as high as you…
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Alternatives to a SBA loan
Whether you need funding to grow your business or merely get off the ground, a Small Business Administration (SBA) loan…
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Increase your chances when applying for a business loan
Before you decide to apply for business finance, it’s important to have all the information at hand. The more…
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Three emergency survival strategies
If your business is under extreme financial stress, then time can run short to develop long-term plans for recovery. If…
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Recovery checklist
This Recovery Checklist covers a number of ways you can rebuild and grow your business, from seeking new customers and…
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What you should know about angel investors
Angel investors are usually successful entrepreneurs, retired business owners or corporate executives in search of investment opportunities with promising businesses.…
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Trading in a rising interest rate environment
Although the impact of rising interest rates varies by business, it’s usually preferable for most small businesses to have…
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Bootstrapping to start up
When you start your business, you’ll want to minimize costs any way you can. Every dollar you can save…
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Gaining inspiration for new ideas
It’s great when you get that ‘light bulb’ moment and are inspired to create a new product or service.…
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Online tools to make life easier
The constant release of new applications for business, along with a boom in the usage of mobile devices, means new…
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Profit increase calculator
See how a number of incremental steps can lead to a significant increase in net profit.
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Assessing a new growth market
Many successful businesses that grow are those that look for ways to expand into a new market. It’s important…
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Marketing strategy - One page plan
Take control of your marketing and create a plan. Use this template to quickly map your strategy for your marketing…
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Crowdfunding explained
Crowdfunding is when you raise capital from the ‘crowd’, or the general population. It’s usually facilitated by online platforms…
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Setting up cash flow warning triggers
Every business will have a particular way of tracking and measuring how their business is performing. If you can identify…
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Four systems to put in place to increase profits
Successful small business owners are those who are continually seeking ways to increase their net profit. For many small businesses,…
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Increase your profit in 90 days
Gaining larger profits depends on accomplishing all the little things better – rather than making one huge change. You’ll need…
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Gross profit break-even calculation
This break-even template is a simple tool that can used to work out how much you need to sell in…
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Identifying your business drivers
Identifying and monitoring the key drivers of your business is critical to boosting profitability. A key business driver is something…
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Developing new products and services
Markets are dynamic and constantly evolving, no matter how excellent your current products or services. Therefore, it’s useful to…
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Reducing your overhead
If you’ve been reviewing your business’s financial position and are looking for ways to improve your cash flow,…
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Understanding financial ratios
Financial ratios are calculations that relate one item in your financial statements to another. They can be valuable tools for…
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Sure-fire marketing plan in eight easy steps
If you’re serious about getting the best value you can for your marketing budget, you’ll need to develop…
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Pricing and costing accurately
The price you set for your products or service should be high enough for you to make a profit, but…
The price you set for your products or service should be high enough for you to make a profit
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Increase your profit without increasing sales
Often to increase profit, a small business owner will try and grow sales, get new customers, and focus on opening…
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Ten Proven Ways to Get More Twitter Followers
Social media is a more potent force than ever before and one of the sites at the forefront of the…
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Business plan template
Set out your business’s future by completing our business plan template.
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Burn rate template
This template helps you to work out the date when your business will likely run out of cash.
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Keeping track of your finances
For business start-ups, the most important thing to remember when it comes to accounting is that you need to be…
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Creating a cash reserve
If you’re failing to meet your cash commitments each month and eating away into your capital reserves, then it’…
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Automating new lead generation
By accessing the right automation tools for your business, you’ll be able to spread your small business content across…
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Raising capital for your business
Before you go down the path of seeking capital from outside your business, identify any other ways of raising capital.…
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Finding new customers for your business
It’s always beneficial to seek new customers. When new competitors enter the market and try to steal market share…
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Tactics to increase profit
Gaining larger profits depends on accomplishing all the little things better – rather than making one huge change. You’ll need…
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The six business numbers to track success
It makes sense to be aware of and track your main financial indicators. The more you observe what the numbers…
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COVID-19 Small Business Survival Tips
For some businesses it’s too late for survival.
If your sales have fallen off a cliff and customers have…
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Funding growth: friends, family and bootstrapping
Most businesses need to raise extra capital or funding at some stage in their growth. Many small businesses often need…
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Avoid running out of money
If you’re failing to meet your cash commitments each month and eating away into your capital reserves, then it’…
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